Frequently Asked Questions

We serve individuals, entrepreneurs and small businesses in Zimbabwe. Eligibility depends on the product, and generally includes being 18 or older, holding valid identification, and being able to demonstrate a regular income or an active business.

You can start an application online through our Apply for a Loan page, call or WhatsApp us on +263 719 846 026, email info@fundshere.co.zw, or visit our office at 7 Avonrise, Mt Pleasant, Harare. A member of our team will guide you through the next steps.

Requirements vary by product, but typically include a valid national ID, proof of residence, and proof of income such as payslips or bank / mobile money statements. Business applicants may also need registration documents and evidence of trading activity. Our team will confirm exactly what is needed for your application.

Not necessarily. Our Microenterprise Finance is designed for entrepreneurs and informal businesses, including traders and service providers. We will assess your business activity and ability to repay rather than relying on registration alone.

We aim to process applications as quickly as possible. Timelines depend on the product and how complete your application is. Having all required documents ready is the best way to avoid delays. We will keep you informed at every stage.

No. Every application is assessed on its own merits in line with our lending policies and applicable regulations. We only lend where we believe repayments are affordable for you. That is part of our commitment to responsible lending.

Rates, fees and repayment terms depend on the product, amount, term and your individual assessment. Before you accept any offer, we explain the full cost of the facility, including all fees, clearly and in writing.

Security requirements depend on the product and the amount requested. For some facilities, collateral or a guarantor may be required. Our team will discuss the options with you during the assessment.

Repayment schedules and methods are agreed upfront and explained in your loan agreement. Our team will confirm the payment channels available to you when your loan is disbursed.

Early settlement may be possible depending on your loan agreement. Please contact us to discuss your options and to receive an accurate settlement figure.

Contact us as early as possible. We would much rather work with you to find a practical solution than see you fall behind. Talking to us early gives us the most options to help.

We treat your information as confidential and use it only to assess and manage your application and account, in line with our Privacy Policy and applicable data protection laws.