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Fundshere Microfinance

Financial Solutions Designed Around You

Practical, responsible finance for individuals, entrepreneurs and small businesses, with clear terms and repayments you can plan around.

What We Offer

Four ways we help you move forward

Every facility is assessed individually so that the amount, term and repayments suit your circumstances. Explore our products below and apply when you're ready.

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Business Loans

Capital to help small businesses grow, manage cash flow, and seize new opportunities.

Whether you are opening a second branch, buying equipment or taking on a bigger contract, our business loans give you the capital to act on opportunities when they arise, with repayment plans structured around how your business actually earns.

Ideal for

  • Registered small and medium enterprises
  • Established traders and informal businesses with a trading history
  • Business owners ready to expand or modernise

Typical uses

  • Purchasing equipment, tools or machinery
  • Expanding premises or opening a new location
  • Financing larger orders and contracts
  • Investing in growth and new product lines

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Working Capital

Flexible funding to support day-to-day operations and keep your business moving.

Seasonal demand, delayed payments and rising stock costs can squeeze even the healthiest business. Our working capital finance bridges the gap so you can keep shelves stocked, staff paid and operations running smoothly.

Ideal for

  • Businesses with seasonal or uneven cash flow
  • Retailers and wholesalers restocking inventory
  • Suppliers waiting on customer payments

Typical uses

  • Buying stock and raw materials
  • Covering operating expenses and payroll
  • Bridging gaps between invoices and payments
  • Preparing for peak trading seasons

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Microenterprise Finance

Practical financial support for entrepreneurs building and expanding their livelihoods.

Microenterprises are the backbone of Zimbabwe's economy. From market vendors and tailors to hairdressers and small-scale producers, we provide practical, right-sized finance that helps entrepreneurs build stronger, more sustainable livelihoods.

Ideal for

  • Market vendors, traders and hawkers
  • Artisans, tailors, salons and service providers
  • Start-up and home-based entrepreneurs

Typical uses

  • Starting or formalising a small business
  • Buying stock, tools or a sewing machine
  • Upgrading a stall, kiosk or workspace
  • Growing an existing income-generating activity

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Personal Finance

Responsible financial solutions for eligible personal needs and important life plans.

Life does not always go according to plan. Our personal finance solutions help eligible individuals manage important expenses and life goals responsibly, with clear terms and affordable repayments you can plan around.

Ideal for

  • Salaried employees and civil servants
  • Individuals with a verifiable, regular income
  • Customers planning for important life events

Typical uses

  • School and tuition fees
  • Medical and unexpected expenses
  • Home improvements and household needs
  • Important family and life events

Product availability, eligibility, fees, and repayment terms are subject to Fundshere’s policies and applicable regulations. Approval is not guaranteed. All costs and conditions are explained clearly before you accept any offer.

Take the next step with confidence

Your Next Opportunity Starts Here.

Whether you’re starting a business, expanding an existing one, or planning for the future, Fundshere is ready to help you explore your financial options.

Have questions? Contact our team today.